10 Retirement Mistakes You Don’t Want to Make When You’re Young
According to Fidelity’s 2025 State of Retirement Planning Study, 38% of retirees wished they’d prioritized saving earlier. I’ve seen a lot mistakes people make when it comes to their retirement (and have made some myself). Here are ten mistakes and how to avoid them. Starting Too Late Many of us put off saving when […]
The No. 1 Factor that Gets You Ahead in Retirement
According to a recent CNBC survey, only 37% of Americans feel confident about their retirement savings. Retirement planning for most people can feel overwhelming, especially when it seems far away. But here’s the most important factor that can help you get ahead in retirement. Investing Early I’ve worked with lots of clients over the […]
The Retirement Decision: Should You Work One Extra Year?
As the time to retire arrives, some of my clients face a question: “Should I retire now or work just one more year?” This decision carries enormous weight, both financially and personally. Meet Rob and Natalie, a couple I’ve been working with in this situation. Retirement Crossroads Rob and Natalie, ages 66, had built […]
A Simple Retirement Blueprint for Gen X
If you’re part of Generation X (born between 1965 and 1980), you’re likely thinking a lot about retirement. A recent survey found that Gen X is the least confident about retirement compared to any other age group currently in the workforce. Here’s a simple guide to help you prepare for the retirement you want. […]
The Hidden Risk of Waiting Until 65 to Retire
Let’s talk about something that doesn’t get enough attention: why so many people end up regretting retiring at 65. On paper, it sounds perfect-work hard, save up, and then finally, at 65, you’re free to travel, play golf, and spend time with the grandkids. But the reality? It’s usually more complicated than that. The […]
6 Financial Moves Every 40-Something Should be Making
If you’re in your forties, you’re probably juggling a lot—career, family, maybe a mortgage, likely hitting your peak earning years and definitely thinking about retirement. The 40s are often called the “sandwich generation” years. That’s because people often find themselves simultaneously supporting their children (sometimes including college expenses) while having to assist aging parents. Add […]
Create $100,000 in Retirement Income and Pay $0 Taxes
What if I told you that you could generate substantial retirement income without sending a single dollar to the IRS? As a financial advisor who has helped countless clients optimize their retirement strategies, I can confirm this isn’t just wishful thinking—it’s achievable with some proper planning. The tax code, while complex, offers several legitimate pathways […]
4 Simple Ways to Boost Your Retirement Savings Today
Between today’s expenses and the uncertainty of the future, it can be tough to know where to start or how to boost your savings. But the good news is that it’s never too late to get on track. Here are four simple ways to help you feel more confident and save smarter for your retirement. […]
From Boomers to Zoomers: The Surprising Truth About Retirement Savings in 2025
Wondering how your retirement savings compare to others your age? You’re definitely not alone. Many people feel unsure about whether they’re saving enough for retirement. Looking at average savings by age and generation can give you a helpful benchmark—and some tips to boost your savings if needed. How Much Are People Saving for Retirement? […]
How to Build Your Retirement Nest Egg Without a 401(k)
Are you among the millions of Americans without access to a workplace 401(k)? Whether you’re self-employed, working for a small business that doesn’t offer retirement benefits, or picking up gig work, you’re not alone. Nearly a quarter of full-time U.S. workers and more than half of part-time workers don’t have access to employer-sponsored retirement plans. […]