10 Retirement Mistakes You Don’t Want to Make When You’re Young
According to Fidelity’s 2025 State of Retirement Planning Study, 38% of retirees wished they’d prioritized saving earlier. I’ve seen a lot mistakes people make when it comes to their retirement (and have made some myself). Here are ten mistakes and how to avoid them. Starting Too Late Many of us put off saving when […]
The No. 1 Factor that Gets You Ahead in Retirement
According to a recent CNBC survey, only 37% of Americans feel confident about their retirement savings. Retirement planning for most people can feel overwhelming, especially when it seems far away. But here’s the most important factor that can help you get ahead in retirement. Investing Early I’ve worked with lots of clients over the […]
The Retirement Decision: Should You Work One Extra Year?
As the time to retire arrives, some of my clients face a question: “Should I retire now or work just one more year?” This decision carries enormous weight, both financially and personally. Meet Rob and Natalie, a couple I’ve been working with in this situation. Retirement Crossroads Rob and Natalie, ages 66, had built […]
A Simple Retirement Blueprint for Gen X
If you’re part of Generation X (born between 1965 and 1980), you’re likely thinking a lot about retirement. A recent survey found that Gen X is the least confident about retirement compared to any other age group currently in the workforce. Here’s a simple guide to help you prepare for the retirement you want. […]
Use This Sinking Fund Strategy to Avoid Debt and Achieve Your Money Goals
I’m a fan of sinking funds. But what are they? Basically, a sinking fund is a way of saving money for a planned expense you know is coming in the future. Unlike an emergency fund, which is for unexpected events, a sinking fund is for predictable costs that you can anticipate and plan for. By […]
The Hidden Risk of Waiting Until 65 to Retire
Let’s talk about something that doesn’t get enough attention: why so many people end up regretting retiring at 65. On paper, it sounds perfect-work hard, save up, and then finally, at 65, you’re free to travel, play golf, and spend time with the grandkids. But the reality? It’s usually more complicated than that. The […]
Top 5 Money Mistakes Even Wealthy Investors Make
Even for high-net-worth investors, managing wealth can be tricky. Avoiding these common pitfalls can make a big difference in preserving and growing wealth over time. Emotional Investing One of the biggest traps for wealthy investors is emotional decision-making. Market swings, sensational headlines, or the fear of missing out (FOMO) can lead to impulsive moves […]
6 Financial Moves Every 40-Something Should be Making
If you’re in your forties, you’re probably juggling a lot—career, family, maybe a mortgage, likely hitting your peak earning years and definitely thinking about retirement. The 40s are often called the “sandwich generation” years. That’s because people often find themselves simultaneously supporting their children (sometimes including college expenses) while having to assist aging parents. Add […]
Create $100,000 in Retirement Income and Pay $0 Taxes
What if I told you that you could generate substantial retirement income without sending a single dollar to the IRS? As a financial advisor who has helped countless clients optimize their retirement strategies, I can confirm this isn’t just wishful thinking—it’s achievable with some proper planning. The tax code, while complex, offers several legitimate pathways […]
The #1 Wealth Risk Tech Professionals Ignore
If you’re a tech employee, you’ve probably enjoyed some amazing perks—great benefits, equity compensation, free lunches and much more. But lately, things have gotten more rocky with tech companies with layoffs increasing and tech stock prices taking a hit. Suddenly, that equity you’ve been given or promised doesn’t feel so secure. Your company’s success shouldn’t […]