From Boomers to Zoomers: The Surprising Truth About Retirement Savings in 2025
Wondering how your retirement savings compare to others your age? You’re definitely not alone. Many people feel unsure about whether they’re saving enough for retirement. Looking at average savings by age and generation can give you a helpful benchmark—and some tips to boost your savings if needed. How Much Are People Saving for Retirement? […]
How to Build Your Retirement Nest Egg Without a 401(k)
Are you among the millions of Americans without access to a workplace 401(k)? Whether you’re self-employed, working for a small business that doesn’t offer retirement benefits, or picking up gig work, you’re not alone. Nearly a quarter of full-time U.S. workers and more than half of part-time workers don’t have access to employer-sponsored retirement plans. […]
6 Steps to Crisis-Proof Your Life
We all know that life can throw some pretty wild curveballs our way. Recessions, natural disasters, pandemics, medical emergencies, layoffs… the list goes on. We can’t bubble-wrap ourselves against everything that might happen, but we can put some smart safeguards in place for our finances and career. Here are 6 practical ways to prepare your […]
6 Ways to Turn a Bad Market Into Your Advantage
Feeling a bit queasy about the market lately? You’re not alone. Tariffs, interest rates and inflation worries have been giving investors heartburn lately. When the market takes a nosedive, it’s easy to feel like you should just hide under the covers until it’s all over. But market downturns aren’t just doom and gloom. They can […]
What is Vesting?
Imagine you’re offered a job with a fantastic benefits package, including stock options or a 401(k) match. Sounds great, right? But there’s a catch: you might not get to keep all those perks right away due to something called vesting. Let’s break down what vesting is and how it affects your benefits. What is […]
Should You Pay Off Debt or Invest?
Deciding between paying down debt and investing can feel like choosing between two good-but-confusing options. Here’s my simple breakdown to help you decide, based on your situation. The 6% Rule of Thumb If your debt has an interest rate of 6% or higher, focus on paying it off before investing extra money (with the exception […]
Market Volatility in Retirement: Are You Prepared?
Concerned about market ups and downs now that you’re living off your savings? There are ways to approach this in order to ease the burden of your portfolio. The key? Don’t sell your investments when the market’s in the gutter. Here’s a quick guide to keeping your retirement cash flowing, even when stocks are tanking. […]
Don’t Let This Ruin Your Retirement
You’ve worked hard your whole life, saved diligently, and now retirement is finally here (or on the horizon). But there’s a sneaky trap that I’ve seen catch even the savviest financial minds—and it has nothing to do with market crashes or inflation. Money Obsession – The Real Retirement Killer You know what Susie Tompkins Buell […]
These 6 Money Mistakes Could Cost Your Relationship
Navigating finances as a couple can be hard. It involves balancing your own needs and wants with those of another person, especially when there are differing income levels and personal financial priorities. In fact, managing money effectively is a significant factor in relationship satisfaction and financial issues are a leading contributor to divorce rates in the […]
How Much Will I Pay in Taxes in Retirement? A Quick Guide to Retirement Taxes
When you retire, one of the first perks you notice is the relief from payroll taxes, commonly known as FICA taxes. These taxes, which help fund Social Security and Medicare, are deducted from your salary or wages during your working years. As of 2025, the 6.2% Social Security tax applies to earnings up to $168,600, […]