What You Didn’t Know About Living in These 10 Tax-Friendly States in 2025
Tired of seeing your hard-earned money disappear into taxes? If you’re looking to keep more of your income, where you live can make a significant difference. We’ve analyzed the latest data from WalletHub, Tax Foundation, and Kiplinger to bring you the most current information on the states with the lowest tax burden for middle-income families […]
How the Roth 401(k) and the Roth IRA Compare
The Roth 401(k) and the Roth IRA are two common and popular retirement vehicles. But a lot people get confused about these plans – so which one is right for you? Roth IRAs A Roth IRA is an individual retirement account that lets you set aside after-tax income up to a specified amount each […]
8 Ways to Build Wealth as a Couple
When you commit to a long-term partnership or marriage, you’re essentially committing to join forces to work towards shared goals and to build a future together. But research shows that many couples struggle with openly discussing finances and planning their financial future as a team. According to the “Everyday Wealth in America” 2022 report, only […]
Bridging the Gap: How to Retire Before Claiming Social Security
Planning to retire before claiming Social Security can be a smart move, but it also comes with unique financial challenge that many retirees overlook until it’s too late. If you’re considering retiring before your Social Security benefits kick in, your financial portfolio needs to be structured strategically to bridge this income gap. Otherwise, you risk […]
How to Dine Out Without Breaking the Bank
Ways to save while still enjoying your favorite dishes Everyone loves a good meal at a restaurant, but as you know, it can get pretty pricey. In 2023, the average American spent over $4,000 on food outside the home. Here are some ways to help you save some cash while still enjoying your favorite dishes. […]
7 Hidden Roth IRA Features You’re Probably Missing
When planning for retirement, the Roth Individual Retirement Account (IRA) stands out as a powerful and flexible investment vehicle. Unlike traditional IRAs, Roth IRAs are funded with after-tax dollars, which means that while contributions are not tax-deductible, qualified distributions in retirement are tax-free. This unique feature, along with the absence of required minimum distributions (RMDs), […]
Why You Should Never Retire
What do you picture when you think about your retirement? Do you imagine finally being free from work and having more leisure time to do whatever you please? If you’re in retirement, do your conversations often center around recalling “the good old days” from before you retired? Many people have an idyllic image of retirement. […]
The Reality of How Much Income You Need to Buy a Home
Are you one of the millions who are dreaming of owning your first home, but wonder if your paycheck could ever make this a reality? You’re not alone. The home buying landscape has shifted dramatically with today’s record-high prices and high interest rates. Let’s look at how much income you’ll actually need to buy a […]