How to Start Over Financially During Midlife
You’re in your 40s or 50s and need to start over financially. Now what? Maybe you got a divorce. Or the business you’ve invested everything in failed. Maybe you drowned in debt and had to file for bankruptcy. Working hard for years and then facing unexpected setbacks you didn’t see coming is daunting. And yes, […]
6 Ways to Build Wealth in Your 30s
You’re in your 30s. Maybe you’re feeling like you’re finally getting your life together after you’ve spent you’re 20s leveling up your career. And by your 30s, you’re likely more settled, which makes it easier to establish consistent budgeting and savings habits. This is also the time when most people typically experience significant career advancement […]
The Top Areas to Focus On 5 Years Before You Retire
As you get closer to approaching retirement, the last five years before you retire take on incredible importance. During these precious years, you potentially have the highest earning potential of your career and should be taking full advantage of this. At the same time, your fixed expenses may be lower than in previous years if […]
8 Essential Money Lessons
As a Financial Planner and Financial Advisor, I’ve worked with over a thousand clients and investors over the years. Over countless conversations and meetings, I’ve seen the excitement, anxiety, and fear that comes with navigating their finances during this pivotal life stage. I’ve also worked with highly successful clients, each with their own story. Here are eight […]
Why Gen Zers Reject Dave Ramsey’s Advice
Dave Ramsey has been a popular financial guru for decades. His advice on living debt-free and cutting expenses has resonated with millions of American boomers. But there’s a shift in how the younger generation thinks about money and Ramsey’s no-nonsense advice. Young people have been pushing back against Ramsey’s financial advice, and with conviction. Anti-Ramsey […]
13 Ways to Buy Back Your Time
I’ll be honest — I hate wasting time It’s not just that I hate it, but I get a sickening feeling in my gut when I know those precious minutes and hours are wasted. Gone forever. Whether you are aware of it or not, every precious minute of our life is constantly passing us by. […]
What You Didn’t Know About Living in These 10 Tax-Friendly States in 2025
Tired of seeing your hard-earned money disappear into taxes? If you’re looking to keep more of your income, where you live can make a significant difference. We’ve analyzed the latest data from WalletHub, Tax Foundation, and Kiplinger to bring you the most current information on the states with the lowest tax burden for middle-income families […]
How the Roth 401(k) and the Roth IRA Compare
The Roth 401(k) and the Roth IRA are two common and popular retirement vehicles. But a lot people get confused about these plans – so which one is right for you? Roth IRAs A Roth IRA is an individual retirement account that lets you set aside after-tax income up to a specified amount each […]
8 Ways to Build Wealth as a Couple
When you commit to a long-term partnership or marriage, you’re essentially committing to join forces to work towards shared goals and to build a future together. But research shows that many couples struggle with openly discussing finances and planning their financial future as a team. According to the “Everyday Wealth in America” 2022 report, only […]
Bridging the Gap: How to Retire Before Claiming Social Security
Planning to retire before claiming Social Security can be a smart move, but it also comes with unique financial challenge that many retirees overlook until it’s too late. If you’re considering retiring before your Social Security benefits kick in, your financial portfolio needs to be structured strategically to bridge this income gap. Otherwise, you risk […]