From Boomers to Zoomers: The Surprising Truth About Retirement Savings in 2025
Wondering how your retirement savings compare to others your age? You’re definitely not alone. Many people feel unsure about whether they’re saving enough for retirement. Looking at average savings by age and generation can give you a helpful benchmark—and some tips to boost your savings if needed. How Much Are People Saving for Retirement? […]
How to Build Your Retirement Nest Egg Without a 401(k)
Are you among the millions of Americans without access to a workplace 401(k)? Whether you’re self-employed, working for a small business that doesn’t offer retirement benefits, or picking up gig work, you’re not alone. Nearly a quarter of full-time U.S. workers and more than half of part-time workers don’t have access to employer-sponsored retirement plans. […]
6 Ways to Turn a Bad Market Into Your Advantage
Feeling a bit queasy about the market lately? You’re not alone. Tariffs, interest rates and inflation worries have been giving investors heartburn lately. When the market takes a nosedive, it’s easy to feel like you should just hide under the covers until it’s all over. But market downturns aren’t just doom and gloom. They can […]
Should You Pay Off Debt or Invest?
Deciding between paying down debt and investing can feel like choosing between two good-but-confusing options. Here’s my simple breakdown to help you decide, based on your situation. The 6% Rule of Thumb If your debt has an interest rate of 6% or higher, focus on paying it off before investing extra money (with the exception […]
Market Volatility in Retirement: Are You Prepared?
Concerned about market ups and downs now that you’re living off your savings? There are ways to approach this in order to ease the burden of your portfolio. The key? Don’t sell your investments when the market’s in the gutter. Here’s a quick guide to keeping your retirement cash flowing, even when stocks are tanking. […]
Don’t Let This Ruin Your Retirement
You’ve worked hard your whole life, saved diligently, and now retirement is finally here (or on the horizon). But there’s a sneaky trap that I’ve seen catch even the savviest financial minds—and it has nothing to do with market crashes or inflation. Money Obsession – The Real Retirement Killer You know what Susie Tompkins Buell […]
How Much Will I Pay in Taxes in Retirement? A Quick Guide to Retirement Taxes
When you retire, one of the first perks you notice is the relief from payroll taxes, commonly known as FICA taxes. These taxes, which help fund Social Security and Medicare, are deducted from your salary or wages during your working years. As of 2025, the 6.2% Social Security tax applies to earnings up to $168,600, […]
4 HSA Hacks To Supercharge Your Wealth
Use these HSA hacks to build up your wealth You’re probably familiar with the magic of compounding interest when it comes to long-term investing. But have you heard about the triple tax advantages of Health Savings Accounts (HSAs)? This savings vehicle can help you turbocharge your retirement nest egg in some ways you didn’t know. […]
How to Start Over Financially During Midlife
You’re in your 40s or 50s and need to start over financially. Now what? Maybe you got a divorce. Or the business you’ve invested everything in failed. Maybe you drowned in debt and had to file for bankruptcy. Working hard for years and then facing unexpected setbacks you didn’t see coming is daunting. And yes, […]
The Top Areas to Focus On 5 Years Before You Retire
As you get closer to approaching retirement, the last five years before you retire take on incredible importance. During these precious years, you potentially have the highest earning potential of your career and should be taking full advantage of this. At the same time, your fixed expenses may be lower than in previous years if […]