Bridging the Gap: How to Retire Before Claiming Social Security
Planning to retire before claiming Social Security can be a smart move, but it also comes with unique financial challenge that many retirees overlook until it’s too late. If you’re considering retiring before your Social Security benefits kick in, your financial portfolio needs to be structured strategically to bridge this income gap. Otherwise, you risk […]
7 Hidden Roth IRA Features You’re Probably Missing
When planning for retirement, the Roth Individual Retirement Account (IRA) stands out as a powerful and flexible investment vehicle. Unlike traditional IRAs, Roth IRAs are funded with after-tax dollars, which means that while contributions are not tax-deductible, qualified distributions in retirement are tax-free. This unique feature, along with the absence of required minimum distributions (RMDs), […]
Why You Should Never Retire
What do you picture when you think about your retirement? Do you imagine finally being free from work and having more leisure time to do whatever you please? If you’re in retirement, do your conversations often center around recalling “the good old days” from before you retired? Many people have an idyllic image of retirement. […]