Disruptive Tech and Why 2025 Could Be the New 2003 for Investors
AI is the pivotal theme that’s accelerating innovation across sectors such as industrials, healthcare, finance, and technology itself. But today’s investment landscape feels a lot like the early 2000s. After the dot-com bubble burst, uncertainty was high, but the foundational technologies of the internet and Web 2.0 were just beginning. For investors who looked past […]
The Investment Strategy Your Advisor Won’t Talk About
After spending nearly two decades in the wealth management industry, working with clients at some of the largest banks and registered investment advisor (RIA) firms, I saw the same pattern. And if you’re a professional who has ever worked with a financial advisor, I bet you’ve heard this story. It goes something like this: “The […]
How Your Spending Changes Throughout Retirement
The day you receive your final paycheck marks a profound shift in your financial journey. For decades, your lifestyle had a reliable funding source—regular income that covered monthly expenses while letting you save for the future. But as you transition into retirement, that steady stream goes away, and you’re faced with a new reality: funding […]
Are You Making These 3 Tax Mistakes in Retirement? A Financial Planner’s Take
I recently met with a couple who thought they had retirement figured out. They’d saved diligently for decades, built a solid nest egg, and even worked in banking over their careers. But when I reviewed their first year of retirement, I realized they’d unknowingly paid thousands more in taxes than necessary. The reality is that […]
57% of Americans Will Need Long-Term Care—Are You Ready?
Have you thought about what would happen if you or a loved one needed long-term care? I know, It’s not the most comfortable dinner conversation. But it’s a topic that needs to be addressed eventually. A recent report highlights something that should catch your attention: over 57% of Americans turning 65 will develop a disability […]
10 Retirement Mistakes You Don’t Want to Make When You’re Young
According to Fidelity’s 2025 State of Retirement Planning Study, 38% of retirees wished they’d prioritized saving earlier. I’ve seen a lot mistakes people make when it comes to their retirement planning (and have made some myself). Here are ten mistakes and how to avoid them. Starting Too Late Many of us put off saving when […]
The Retirement Decision: Should You Work One Extra Year?
As the time to retire arrives, some of my clients face a question: “Should I retire now or work just one more year?” This decision carries enormous weight, both financially and personally. Meet Rob and Natalie, a couple I’ve been working with in this situation. Retirement Crossroads Rob and Natalie, ages 66, had built a […]
Use This Simple Retirement Blueprint for Gen X
If you’re part of Generation X (born between 1965 and 1980), you’re likely thinking a lot about retirement. A recent survey found that Gen X is the least confident about retirement compared to any other age group currently in the workforce. Here’s a simple guide to help you prepare for the retirement you want. Get […]
Top 5 Money Mistakes Even Wealthy Investors Make
Even for high-net-worth investors, managing wealth can be tricky. Avoiding these common pitfalls can make a big difference in preserving and growing wealth over time. Emotional Investing One of the biggest traps for wealthy investors is emotional decision-making. Market swings, sensational headlines, or the fear of missing out (FOMO) can lead to impulsive moves like […]
6 Financial Moves Every 40-Something Should be Making
If you’re in your forties, you’re probably juggling a lot—career, family, maybe a mortgage, likely hitting your peak earning years and definitely thinking about retirement. The 40s are often called the “sandwich generation” years. That’s because people often find themselves simultaneously supporting their children (sometimes including college expenses) while having to assist aging parents. Add […]