6 Steps to Crisis-Proof Your Life
We all know that life can throw some pretty wild curveballs our way. Recessions, natural disasters, pandemics, medical emergencies, layoffs… the list goes on. We can’t bubble-wrap ourselves against everything that might happen, but we can put some smart safeguards in place for our finances and career. Here are 6 practical ways to prepare your […]
Should You Pay Off Debt or Invest?
Deciding between paying down debt and investing can feel like choosing between two good-but-confusing options. Here’s my simple breakdown to help you decide, based on your situation. The 6% Rule of Thumb If your debt has an interest rate of 6% or higher, focus on paying it off before investing extra money (with the exception […]
These 6 Money Mistakes Could Cost Your Relationship
Navigating finances as a couple can be hard. It involves balancing your own needs and wants with those of another person, especially when there are differing income levels and personal financial priorities. In fact, managing money effectively is a significant factor in relationship satisfaction and financial issues are a leading contributor to divorce rates in the […]
4 HSA Hacks To Supercharge Your Wealth
Use these HSA hacks to build up your wealth You’re probably familiar with the magic of compounding interest when it comes to long-term investing. But have you heard about the triple tax advantages of Health Savings Accounts (HSAs)? This savings vehicle can help you turbocharge your retirement nest egg in some ways you didn’t know. […]
The Top Areas to Focus On 5 Years Before You Retire
As you get closer to approaching retirement, the last five years before you retire take on incredible importance. During these precious years, you potentially have the highest earning potential of your career and should be taking full advantage of this. At the same time, your fixed expenses may be lower than in previous years if […]
8 Essential Money Lessons
As a Financial Planner and Financial Advisor, I’ve worked with over a thousand clients and investors over the years. Over countless conversations and meetings, I’ve seen the excitement, anxiety, and fear that comes with navigating their finances during this pivotal life stage. I’ve also worked with highly successful clients, each with their own story. Here are eight […]
Why Gen Zers Reject Dave Ramsey’s Advice
Self-care vs. Financial health Dave Ramsey has been a popular financial guru for decades. His advice on living debt-free and cutting expenses has resonated with millions of American boomers. But there’s a shift in how the younger generation thinks about money and Ramsey’s no-nonsense advice. Young people have been pushing back against Ramsey’s financial advice, […]
13 Ways to Buy Back Your Time
I’ll be honest — I hate wasting time It’s not just that I hate it, but I get a sickening feeling in my gut when I know those precious minutes and hours are wasted. Gone forever. Whether you are aware of it or not, every precious minute of our life is constantly passing us by. […]
What You Didn’t Know About Living in These 10 Tax-Friendly States in 2025
Tired of seeing your hard-earned money disappear into taxes? If you’re looking to keep more of your income, where you live can make a significant difference. We’ve analyzed the latest data from WalletHub, Tax Foundation, and Kiplinger to bring you the most current information on the states with the lowest tax burden for middle-income families […]
8 Ways to Build Wealth as a Couple
When you commit to a long-term partnership or marriage, you’re essentially committing to join forces to work towards shared goals and to build a future together. But research shows that many couples struggle with openly discussing finances and planning their financial future as a team. According to the “Everyday Wealth in America” 2022 report, only […]