Unveiling the Mystery: How Your Financial Advisor Truly Gets Paid
Have you ever wondered how your financial advisor earns their living? It’s a fair question, especially when you’re entrusting them with your financial future. Let’s take a closer look and shed some light on this important area when it comes to wealth management. Commissions: When Product Companies Pay Imagine your advisor recommending an investment or […]
The Money Conversation 78% of Happy Couples Are Having Monthly
Do you tiptoe around money conversations with your partner? You’re definitely not alone. I’ve seen lots of couples deal with and struggle with this. And the thing is, many couples don’t realize how deeply financial communication impacts their relationship. Communicating Talking about money isn’t always comfortable. But nearly 9 in 10 couples report they communicate […]
10 Retirement Mistakes You Don’t Want to Make When You’re Young
According to Fidelity’s 2025 State of Retirement Planning Study, 38% of retirees wished they’d prioritized saving earlier. I’ve seen a lot mistakes people make when it comes to their retirement planning (and have made some myself). Here are ten mistakes and how to avoid them. Starting Too Late Many of us put off saving when […]
The Retirement Decision: Should You Work One Extra Year?
As the time to retire arrives, some of my clients face a question: “Should I retire now or work just one more year?” This decision carries enormous weight, both financially and personally. Meet Rob and Natalie, a couple I’ve been working with in this situation. Retirement Crossroads Rob and Natalie, ages 66, had built a […]
Use This Sinking Fund Strategy to Avoid Debt and Achieve Your Money Goals
I’m a fan of sinking funds. But what are they? Basically, a sinking fund is a way of saving money for a planned expense you know is coming in the future. Unlike an emergency fund, which is for unexpected events, a sinking fund is for predictable costs that you can anticipate and plan for. By […]
Top 5 Money Mistakes Even Wealthy Investors Make
Even for high-net-worth investors, managing wealth can be tricky. Avoiding these common pitfalls can make a big difference in preserving and growing wealth over time. Emotional Investing One of the biggest traps for wealthy investors is emotional decision-making. Market swings, sensational headlines, or the fear of missing out (FOMO) can lead to impulsive moves like […]
6 Financial Moves Every 40-Something Should be Making
If you’re in your forties, you’re probably juggling a lot—career, family, maybe a mortgage, likely hitting your peak earning years and definitely thinking about retirement. The 40s are often called the “sandwich generation” years. That’s because people often find themselves simultaneously supporting their children (sometimes including college expenses) while having to assist aging parents. Add […]
5 Simple Ways to Boost Your Retirement Savings Today
Between today’s expenses and the uncertainty of the future, it can be tough to know where to start or how to boost your savings. But the good news is that it’s never too late to get on track. Here are five simple ways to help you feel more confident in creating an effective retirement plan […]
From Boomers to Zoomers: The Surprising Truth About Retirement Savings in 2025
Wondering how your retirement savings compare to others your age? You’re definitely not alone. Many people feel unsure about whether they’re saving enough for retirement plannning. Looking at average savings by age and generation can give you a helpful benchmark—and some tips to boost your savings if needed. How Much Are People Saving for Retirement? […]
How to Build Your Retirement Nest Egg Without a 401(k)
Are you among the millions of Americans without access to a workplace 401(k)? Whether you’re self-employed, working for a small business that doesn’t offer retirement benefits, or picking up gig work, you’re not alone. Nearly a quarter of full-time U.S. workers and more than half of part-time workers don’t have access to employer-sponsored retirement plans. […]